Report to Congress on the Root Causes of the Foreclosure Crisis

Report to Congress on the Root Causes of the Foreclosure Crisis

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Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.FICOTM (formerly known as Fair Isaac Corporation) pioneered the summary of credit history information in credit scores ... This led both to greater use of credit scores in manual underwriting as well as the incorporation of scores in theanbsp;...


Title:Report to Congress on the Root Causes of the Foreclosure Crisis
Author: Christopher E. Herbert
Publisher:DIANE Publishing - 2010-06
ISBN-13:

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